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Buying real estate in Slovakia
Rent, purchase, mortgage, design and renovation - all in one place!
Real estate offers in Slovakia
Rent
Adámiho, Dlhé diely, Bratislava-Karlova Ves, Bratislava IV, Bratislava region, Slovakia
€ 900
square
75
floor
1
number of rooms
4
Rent
Blumentálska, Bratislava-Old Town, Bratislava I, Bratislava region, Slovakia
€ 1,600
bathrooms
1
square
183
floor
4
Sold out
Agátová ulica, Alžbetin Dvor, Miloslavov, Senec, Bratislava region, Slovakia
square
39
floor
3
Sold out
Bratislava-Petržalka, Bratislava V, Bratislava region, Slovakia
square
100
floor
20
number of rooms
4
Sale
Bratislava-Old Town, Bratislava I, Bratislava region, Slovakia
€ 600,000
Payment methods
square
126.5
floor
2
Sale
Blumentálska, Bratislava-Old Town, Bratislava I, Bratislava region, Slovakia
€ 695,000
Payment methods
square
183
floor
4
Sale
Úžiny, Rača, Bratislava-Rača, Bratislava III, Bratislava region, Slovakia
€ 689,000
Payment methods
square
330
number of rooms
8
Sale
Hrudky, Chorvátsky Grob, Senec, Bratislava region, Slovakia
€ 159,900
Payment methods
square
180
floor
1
Commercial real estate
Sold out
Agátová ulica, Alžbetin Dvor, Miloslavov, Senec, Bratislava region, Slovakia
square
39
floor
3
Sold out
Bratislava-Petržalka, Bratislava V, Bratislava region, Slovakia
square
100
floor
20
number of rooms
4
Sold out
Agátová ulica, Alžbetin Dvor, Miloslavov, Senec, Bratislava region, Slovakia
square
39
floor
3
Sold out
Bratislava-Petržalka, Bratislava V, Bratislava region, Slovakia
square
100
floor
20
number of rooms
4
Compare investment returns with our calculator
Real Estate Investments
Year of delivery of the property
gross profit
Comparison of investment returns
*The forecast is based on inflation, current expenses and taxes.
Investment value after 5 years
Payback period of investment
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Net annual income
Property value and profit after 5 years
Financial investment
gross profit
Comparison of investment returns
*The forecast is based on inflation, current expenses and taxes.
Investment value after 5 years
Why are Slovakia and the EU the best options for real estate investment?
Geographical location:
Bordering Austria, Hungary, and the Czech Republic, Bratislava is perfectly situated for exploring Central Europe.
Tourism in natural areas:
Slovakia's geographical location is ideal for investments in tourism and outdoor recreation.
Strategic advantage:
EU membership facilitates business cooperation and broadens business opportunities.
High demand:
Immigration to Slovakia steadily increases demand for housing.
Obtaining a residence permit through business:
Registering real estate as a business activity provides an opportunity to obtain a residence permit in the EU.
Long-term prospects:
A residence permit through business not only simplifies living in the EU but also creates a pathway to obtaining citizenship.
Mortgage lending:
Access to mortgages is available for both residents and non-residents with verified income.
Developing economy:
Slovakia's sustainable economic growth continues to attract investments.
Benefits of being an EU member:
The status ensures freedom of movement and access to quality education and healthcare.
Natural beauty:
44% percent of Slovakia's territory is covered by forests and mountains, making it ideal for outdoor recreation.
Real estate:
The construction boom is driving up property prices, making real estate investments increasingly profitable.
Developed infrastructure:
A modern transportation network offers easy access to major European markets and tourist destinations.
What options for purchasing real estate in Slovakia do we offer?
Buying Real Estate for Residents of Slovakia
In our company, you will find experienced financial consultants and realtors specializing in the Slovak market. We provide support at every stage: from planning the necessary income to secure a mortgage to handing over the keys to your new apartment.
Stages of the real estate purchasing process in Slovakia:
1.
Consultation on purchasing real estate:
discussion of key aspects and answers to your questions.
2.
Finding a suitable apartment:
Market research based on your criteria for location, price, and property features.
3.
Mortgage Planning:
We will provide a detailed explanation of how to proceed based on your needs to secure the right mortgage, helping you avoid high social security, health insurance, and other related costs in the future.
4.
Receiving offers:
Regularly sending current apartment offers that meet your requirements via WhatsApp.
5.
Preliminary inspection of the property:
Inspection of the apartment and assessment of the property's technical condition before making a purchase.
6.
Full support:
Legal verification of real estate documents, confirmation of the legality of construction, and ensuring there are no outstanding debts on the apartment.
7.
Negotiations with the seller:
Organization and conduct of negotiations regarding the price and terms of the transaction.
8.
Signing of the preliminary agreement:
Conclusion of a preliminary purchase and sale agreement with terms that protect the buyer's rights.
9.
Signing the final purchase and sale agreement:
Formation and signing of the final agreement, along with clarification of all transaction details.
10.
Registration of the transaction in the cadastre:
Preparation of all necessary documents for the transaction registration and transfer of property rights to the apartment in the cadastral registry.
11.
Transfer of ownership:
Registration of documents for the transfer of property rights and handing over the keys to the apartment.
Additional services:
Design and renovation of the apartment interior according to your specifications (available for an additional fee).
Pre-purchase property tour
The cost of organizing a real estate tour is 1200 euros. A 50% advance payment is required, with the remaining balance due on the day of arrival. If a property is purchased afterward, 50% of the tour fee will be deducted from the total service cost. We offer full support and coordinate the tour in advance with a representative from our company.
Purchasing property from abroad
Buying property from abroad may seem complicated, but with our experience working with international clients, we will make the process easier. We will begin with a telephone consultation and then schedule a meeting via ZOOM or in our offices.ultation and then schedule a meeting via ZOOM or in our offices.
Key facts about real estate in Slovakia
EU Membership:
Slovakia is part of the European Union.
Rental Income:
Net annual yield 3-6.5%.
Residence permit through business:
Possibility of obtaining a residence permit for business purposes.
Price adjustment:
Average annual growth in asset value is 12%.
Starting price:
From 100 thousand euros in Slovakia, or 150 thousand euros for properties in popular locations like Bratislava.
Mortgage access:
The possibility of obtaining a mortgage for foreigners.
About our company and team
Our subsidiary, Estate-Togetthere, was established in 2020 in collaboration with Fin Real-Go and specializes in real estate and finance. The company's founders have extensive experience in real estate and mortgages, which dates back long before the creation of Togetthere.
For more than 15 years, we have been assisting clients in efficiently planning their home purchases, whether for personal use or investment purposes – from financial preparation and securing a mortgage to handing over the keys to their new home.
We provide a comprehensive range of services, including property financing and acquisition, remodeling, and interior design. Purchasing a property can be a complex process, but our team of experienced professionals, consisting of licensed realtors and financial consultants, works closely with our partners at Fin Real-Go to simplify the journey. By combining our expertise in finance and real estate, we aim to deliver the highest level of service to our clients.
Company employees
Useful materials
Leave a request for a free consultation
Fill out the form and we will consult you for free and answer all your questions
Payment methods
Payment for property purchased from the developer can be made in several ways:
Full Payment:
The client pays the full cost of the property in one lump sum payment.
Property Selection
Full Payment
Transfer of Property Rights
Preliminary mortgage planning based on socio-economic status.
You do not need to be a citizen or have a residence permit in the country; anyone interested can purchase property.
Mortgage for Živnost Owners and Residents of Slovakia
If you have a Živnost and a business residence permit, you can obtain a mortgage after 1.6 years from the date of registration, provided you show the corresponding profit for the tax year. Please note: your contributions to social and health insurance may increase significantly. Contact a consultant for guidance.
Preliminary Mortgage Amount Planning
Assessment of Opportunities According to Socio-Economic Status and Your Income
Property Selection
Preliminary Approval from the Bank
Making a Full or Partial Down Payment
Transfer of Mortgage Funds to the Seller
Transfer of Property Rights
Mortgage for SRO Owners and Residents of Slovakia
If you have an SRO and a business residence permit, you can obtain a mortgage after 1.6 years from the date of registration, showing the corresponding profit for the tax year. The profit calculation for the mortgage for an SRO differs from the calculation for an employee or a Zivnost owner. Contact a consultant.
Mortgage for Employees and Residents of Slovakia
If you have a residence permit for work, after 6 months of employment, showing the corresponding profit, you can also obtain a mortgage. It is necessary to consider income and stability, work experience, and type of employment contract. Contact a consultant.
Preliminary Mortgage Amount Planning
Assessment of Opportunities According to Socio-Economic Status and Your Income
Property Selection
Preliminary Approval from the Bank
Making a Full or Partial Down Payment
Transfer of Mortgage Funds to the Seller
Transfer of Property Rights
Mortgage for EU Citizens and OECD Countries
If you are a citizen of an EU or OECD country, you can also obtain a mortgage in Slovakia based on your income from your home country. However, your earnings must meet the bank's criteria. The mortgage amount may be lower compared to that of a resident of Slovakia.
Preliminary mortgage planning based on the borrower's income.
Preliminary property selection to assess the percentage of the approved mortgage amount.
Preliminary Approval from the Bank
Selection of the property you wish to purchase.
Making a Full or Partial Down Payment
Transfer of Mortgage Funds to the Seller
Transfer of Property Rights
Loan for Initial Capital for EU Citizens and OECD Countries
If you wish to purchase property abroad but lack sufficient personal capital, even though the property offers promising returns, we will provide you with solutions to obtain a loan in your country for any purpose.
Preliminary planning for loan availability in your country.
Collection of documents and submission to the financial authorities in your country.
Preliminary mortgage planning based on the borrower's income.
Preliminary property selection to assess the percentage of the approved mortgage amount.
Preliminary Approval from the Bank
Selection of the property you wish to purchase.
Making a Full or Partial Down Payment
Transfer of Mortgage Funds to the Seller
Transfer of Property Rights