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If you meet the criteria as a resident of Slovakia, an EU citizen, or a citizen of an OECD country, we will help you arrange a mortgage in a Slovak bank on favorable terms.
Description of the property
Basic Property Information
Location
Bratislava II – Ružinov (part Nivy), Liptovská ulica
Total plot area
579 m²
Garden
335 m²
Built-up area of the house
approx. 140 m²
Usable area of the house
approx. 200 m² (two-story house with attic and basement)
a family house (registry no. 1245), a separate carport (39m2) and a gazebo with a fireplace and smokehouse
House Layout and Equipment
Ground floor
hallway, bathroom with shower and toilet, 2 rooms and kitchen with dining area and direct access to the covered terrace and garden
First floor
3 rooms and a bathroom with a bathtub and toilet
Attic
practical storage space
Basement
partially basemented
Construction, Materials and Equipment
Building structure
brick
Windows
plastic (triple glazing)
Floors
tiles, floating floor
Staircase
wooden
Kitchen
custom-made kitchen unit with appliances
Bathrooms
sanitary ware including bathtub or shower
DHW heating
gas + solar panel
Fireplace insert
Yes
Air conditioning
2x
Optical internet
Yes
Security system
Yes
Own well
Yes
Underground rainwater collection tank
Yes
Carport
for 2 personal vehicles
Property Condition
Year of construction
1930
Year of renovation
2012 (completely renovated and approved for occupancy)
Condition
maintained, inhabited, in functional condition and ready for immediate occupancy
Utilities
connected (electricity, gas, water, sewage)
Heating
gas boiler with distribution to underfloor heating and radiators
Location Advantages
Street
quiet street with one-way minimal traffic
Amenities
complete (schools, kindergartens, shops, health centers)
Walking distance
OC NIVY, Eurovea and central market Miletičova
Accessibility
excellent (public transport, city center and highway)
Surroundings
parks, sports fields, swimming pool
Atmosphere
Light and airiness
The house feels light and airy, windows bring in plenty of natural light.
Garden
with greenery provides space for relaxation and privacy, the terrace allows for the connection of the interior with the exterior.
Location
combines urban comfort with the tranquility of family living.
Offer
combines an excellent location, practical house solution and privacy.
We offer for sale a spacious family house with a plot of land in an attractive part of Bratislava. The house is located on Liptovská ulica (cadastral area Nivy, Ružinov) on a quiet street, which provides peaceful family living and excellent accessibility to the city center.
Basic property information:
• Location: Bratislava II – Ružinov (part Nivy), Liptovská ulica
• Total plot area: 579 m² (of which garden 335 m²)
• Built-up area of the house: approx. 140 m²
• Usable area of the house: approx. 200 m² (two-story house with attic and basement)
• House layout: 5 rooms, dining room with kitchen, 2 bathrooms, basement, attic, terrace
• On the plot there is: a family house (registry no. 1245), a separate carport (39m2) and a gazebo with a fireplace and smokehouse
House layout and equipment:
The ground floor features a hallway, a bathroom with a shower and toilet, 2 rooms, and a kitchen with a dining area and direct access to the covered terrace and garden. The first floor offers 3 rooms and a bathroom with a bathtub and toilet. The attic provides practical storage space. The house is partially basemented.
Construction, materials and equipment:
• Building structure: brick
• Windows: plastic (triple glazing)
• Floors: tiles, floating floor
• Staircase: wooden
• Kitchen: custom-made kitchen unit with appliances
• Bathrooms: sanitary ware including bathtub or shower
• DHW heating: gas + solar panel
• Fireplace insert
• Air conditioning 2x
• Optical internet
• Security system
• Own well and underground rainwater collection tank
• Carport for 2 personal vehicles
Property condition:
The house was built in 1930 and was completely renovated and approved for occupancy in 2012. It is maintained and inhabited, in functional condition and ready for immediate occupancy. All utilities are connected (electricity, gas, water, sewage). Heating is provided by a gas boiler with distribution to underfloor heating and radiators.
Location advantages:
• quiet street with one-way minimal traffic
• complete civic amenities: schools, kindergartens, shops, health centers
• walking distance: OC NIVY, Eurovea and central market Miletičova
• excellent accessibility to public transport, city center and highway
• in the vicinity: parks, sports fields, swimming pool
Atmosphere:
The house feels light and airy, with windows bringing in plenty of natural light. The garden with greenery provides space for relaxation and privacy, and the terrace allows for the connection of the interior with the exterior. The location combines urban comfort with the tranquility of family living. This offer combines an excellent location, a practical house solution, and privacy.
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Key facts about real estate in Slovakia
EU Membership:
Slovakia is part of the European Union.
3-6,5%
Rental Income:
Net annual yield 3-6.5%.
12%
Price adjustment:
Average annual growth in asset value is 12%.
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Payment methods
Payment for property purchased from the developer can be made in several ways:
Full Payment:
The client pays the full cost of the property in one lump sum payment.
Property Selection
Full Payment
Transfer of Property Rights
Preliminary mortgage planning based on socio-economic status.
You do not need to be a citizen or have a residence permit in the country; anyone interested can purchase property.
Mortgage for Živnost Owners and Residents of Slovakia
If you have a Živnost and a business residence permit, you can obtain a mortgage after 1.6 years from the date of registration, provided you show the corresponding profit for the tax year. Please note: your contributions to social and health insurance may increase significantly. Contact a consultant for guidance.
Preliminary Mortgage Amount Planning
Assessment of Opportunities According to Socio-Economic Status and Your Income
Property Selection
Preliminary Approval from the Bank
Making a Full or Partial Down Payment
Transfer of Mortgage Funds to the Seller
Transfer of Property Rights
Mortgage for SRO Owners and Residents of Slovakia
If you have an SRO and a business residence permit, you can obtain a mortgage after 1.6 years from the date of registration, showing the corresponding profit for the tax year. The profit calculation for the mortgage for an SRO differs from the calculation for an employee or a Zivnost owner. Contact a consultant.
Mortgage for Employees and Residents of Slovakia
If you have a residence permit for work, after 6 months of employment, showing the corresponding profit, you can also obtain a mortgage. It is necessary to consider income and stability, work experience, and type of employment contract. Contact a consultant.
Preliminary Mortgage Amount Planning
Assessment of Opportunities According to Socio-Economic Status and Your Income
Property Selection
Preliminary Approval from the Bank
Making a Full or Partial Down Payment
Transfer of Mortgage Funds to the Seller
Transfer of Property Rights
Mortgage for EU Citizens and OECD Countries
If you are a citizen of an EU or OECD country, you can also obtain a mortgage in Slovakia based on your income from your home country. However, your earnings must meet the bank's criteria. The mortgage amount may be lower compared to that of a resident of Slovakia.
Preliminary mortgage planning based on the borrower's income.
Preliminary property selection to assess the percentage of the approved mortgage amount.
Preliminary Approval from the Bank
Selection of the property you wish to purchase.
Making a Full or Partial Down Payment
Transfer of Mortgage Funds to the Seller
Transfer of Property Rights
Loan for Initial Capital for EU Citizens and OECD Countries
If you wish to purchase property abroad but lack sufficient personal capital, even though the property offers promising returns, we will provide you with solutions to obtain a loan in your country for any purpose.
Preliminary planning for loan availability in your country.
Collection of documents and submission to the financial authorities in your country.
Preliminary mortgage planning based on the borrower's income.
Preliminary property selection to assess the percentage of the approved mortgage amount.
Preliminary Approval from the Bank
Selection of the property you wish to purchase.
Making a Full or Partial Down Payment
Transfer of Mortgage Funds to the Seller
Transfer of Property Rights
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