Can I change my employer after obtaining a work-based residence permit in Slovakia?

Full Payment:

The client pays the full cost of the property in one lump sum payment.

Property Selection

Full Payment

Transfer of Property Rights

Preliminary mortgage planning based on socio-economic status.

You do not need to be a citizen or have a residence permit in the country; anyone interested can purchase property.

Mortgage for Živnost Owners and Residents of Slovakia

If you have a Živnost and a business residence permit, you can obtain a mortgage after 1.6 years from the date of registration, provided you show the corresponding profit for the tax year. Please note: your contributions to social and health insurance may increase significantly. Contact a consultant for guidance.

Preliminary Mortgage Amount Planning

Assessment of Opportunities According to Socio-Economic Status and Your Income

Property Selection

Preliminary Approval from the Bank

Making a Full or Partial Down Payment

Transfer of Mortgage Funds to the Seller

Transfer of Property Rights

Mortgage for SRO Owners and Residents of Slovakia

If you have an SRO and a business residence permit, you can obtain a mortgage after 1.6 years from the date of registration, showing the corresponding profit for the tax year. The profit calculation for the mortgage for an SRO differs from the calculation for an employee or a Zivnost owner. Contact a consultant.

Mortgage for Employees and Residents of Slovakia

If you have a residence permit for work, after 6 months of employment, showing the corresponding profit, you can also obtain a mortgage. It is necessary to consider income and stability, work experience, and type of employment contract. Contact a consultant.

Preliminary Mortgage Amount Planning

Assessment of Opportunities According to Socio-Economic Status and Your Income

Property Selection

Preliminary Approval from the Bank

Making a Full or Partial Down Payment

Transfer of Mortgage Funds to the Seller

Transfer of Property Rights

Mortgage for EU Citizens and OECD Countries

If you are a citizen of an EU or OECD country, you can also obtain a mortgage in Slovakia based on your income from your home country. However, your earnings must meet the bank's criteria. The mortgage amount may be lower compared to that of a resident of Slovakia.

Preliminary mortgage planning based on the borrower's income.

Preliminary property selection to assess the percentage of the approved mortgage amount.

Preliminary Approval from the Bank

Selection of the property you wish to purchase.

Making a Full or Partial Down Payment

Transfer of Mortgage Funds to the Seller

Transfer of Property Rights

Loan for Initial Capital for EU Citizens and OECD Countries

If you wish to purchase property abroad but lack sufficient personal capital, even though the property offers promising returns, we will provide you with solutions to obtain a loan in your country for any purpose.

Preliminary planning for loan availability in your country.

Collection of documents and submission to the financial authorities in your country.

Preliminary mortgage planning based on the borrower's income.

Preliminary property selection to assess the percentage of the approved mortgage amount.

Preliminary Approval from the Bank

Selection of the property you wish to purchase.

Making a Full or Partial Down Payment

Transfer of Mortgage Funds to the Seller

Transfer of Property Rights

Can I change my employer after obtaining a work-based residence permit in Slovakia?

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