Do you have extensive experience in handling mortgage-related issues in Slovakia?

Yes, foreigners can obtain a mortgage in Europe, but the conditions and procedures vary by country and its banking system. Most European countries offer mortgage loans to foreign citizens, although banks often impose strict requirements. Key factors that banks consider when granting mortgages to foreigners include income level, credit history, residency status, and the presence of other assets. Often, non-residents are required to provide a larger down payment, which can range from 20% to 50% of the property’s value. Interest rates and mortgage terms also differ depending on the country. In some cases, such as Slovakia, rates can be quite favorable, especially for EU residents.

In many cases, this is possible, particularly if the foreigner has a residence permit (residency) and a stable income in Slovakia.

We provide support from calculating the required income for a mortgage, searching for and purchasing property, to organizing the renovation and design of your new home.